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Enrollment Disclaimer Information:
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Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan’s contract renewal with Medicare. UnitedHealthcare Insurance Company paid royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product or pharmacy recommendations for individuals. UnitedHealthcare contracts directly with Walgreens for this plan; AARP and its affiliates are not parties to that contractual relationship.
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Extra Help:
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If you receive Extra Help from Medicare, your copays may be lower or you may have no copays.
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Featured Benefits:
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- Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply.
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- 2024: Nurse Hotline not for use in emergencies, for informational purposes only.
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-Other hearing exam providers are available in the UnitedHealthcare network. The plan only covers hearing aids from a UnitedHealthcare Hearing network provider.
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-For Chronic Special Needs Plans - You will pay a maximum of $25 for each 1-month supply of Part D covered insulin drug through all coverage stages, except the Catastrophic drug payment stage where you pay $0.
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-For All Other Plans - You will pay a maximum of $35 for each 1-month supply of Part D covered insulin drug through all coverage stages, except the Catastrophic drug payment stage where you pay $0.
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-Food, OTC and utility benefits have expiration timeframes. Call your plan or review your Evidence of Coverage (EOC) for more information.
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- Eligibility for the healthy food and utilities benefit under the Value-Based Insurance Design model is limited to members with Extra Help from Medicare and will be determined after enrollment.
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- For C-SNP: The healthy food benefit is a special supplemental benefit only available to chronically ill enrollees with a qualifying condition, such as diabetes, chronic heart failure and/or cardiovascular disorders, and who also meet all applicable plan coverage criteria. Contact us for details.
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- For D-SNP, TN only: The healthy food benefit is a special supplemental benefit only available to chronically ill enrollees with a qualifying condition, such as high blood pressure, high cholesterol, chronic and disabling mental health conditions, diabetes and/or cardiovascular disorders, and who also meet all applicable plan coverage criteria. There may be other qualified conditions not listed. Contact us for details.
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- 2024: You must have a working landline and/or cellular phone coverage to use PERS.
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-The fitness benefit includes a standard fitness membership. The information provided is for informational purposes only and is not medical advice. Consult your doctor prior to beginning an exercise program or making changes to your lifestyle or health care routine. Gym network may vary in local market and plan.
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-If your plan offers out-of-network dental coverage and you see an out-of-network dentist, you might be billed more. Network size varies by local market.
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-Routine transportation not for use in emergencies.
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-Virtual visits may require video-enabled smartphone or other device. Not for use in emergencies. Not all network providers offer virtual care.
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-$0 copays may be restricted to preferred home delivery prescriptions during the initial coverage phase and may not apply during the Catastrophic stage. Optum® Home Delivery Pharmacy and Optum Rx are affiliates of the UnitedHealthcare Insurance Company. You are not required to use Optum Home Delivery Pharmacy for medications you take regularly. There may be other pharmacies in your network.
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Out-of-network:
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Out-of-network/non-contracted providers are under no obligation to treat members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
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State-level Medicaid, D-SNP Disclaimer:
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D-SNP and C-SNP:The values shown in-network represent a range based upon the amount of the Medicare Parts A and B plan cost sharing covered by the state. Depending on your Medicaid eligibility, your Medicaid program may have cost sharing. For complete information, and for costs for those without Medicare Parts A and B plan cost sharing covered by the state, and applicable Medicaid cost sharing, please refer to your Summary of Benefits or Evidence of Coverage. Limitations, exclusions, and restrictions may apply.
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Other Languages:
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This information is available for free in other languages. PleasecontactCustomer Service for additional information.
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Esta información está disponible sin costo en otros idiomas. Para obtener más informacióncomuníquesecon nuestro Servicio al Cliente.
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本資訊可以其他語言免費提供。如需更多資訊，請聯絡客戶服務部。
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\n"},"pdp":{"SummaryDisclaimer":"
Footnotes
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1 Optum® Home Delivery Pharmacy is not available in Guam, American Samoa, U.S. Virgin Islands or Northern Mariana Islands.
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Disclaimer information
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Enrollment Disclaimer Information:
\n
\n
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan’s contract renewal with Medicare. UnitedHealthcare Insurance Company paid royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product or pharmacy recommendations for individuals. UnitedHealthcare contracts directly with Walgreens for this plan; AARP and its affiliates are not parties to that contractual relationship.
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Extra Help:
\n
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If you receive Extra Help from Medicare, your copays may be lower or you may have no copays.
\n
\n
Other Languages:
\n
This information is available for free in other languages. PleasecontactCustomer Service for additional information.
\n
\n
\n
Esta información está disponible sin costo en otros idiomas. Para obtener más informacióncomuníquesecon nuestro Servicio al Cliente.
\n
\n
\n
本資訊可以其他語言免費提供。如需更多資訊，請聯絡客戶服務部。
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\n"}},"portfolioLearnMoreMultiLink":{"master":{},"oregon_state":{"cta1Heading":"Medicare Advantage Plans ","cta1LinkText":"I'd like to learn more about UnitedHealthcare Medicare Advantage plans. ","cta2Heading":"Medicare Supplement Insurance Plans ","cta2LinkText":"I'd like to learn more about Medicare Supplement Insurance plans. ","cta3Copy":"
A Part D plan offers prescription drug coverage, which helps pay for some Medicare-covered prescription drugs. This plan may be used along with Original Medicare and with Medicare supplement insurance plans.
\n","cta3LinkTextUrl":"/shop/prescription-drug-plans","cta1Copy":"
Most Medicare Advantage plans combine Medicare Part A, Part B and Part D coverage into one plan. With these plans, members can take advantage of additional benefits, like hearing, fitness, and more.
\n","cta4LinkTextUrl":"/shop/dual-special-needs-plans","introHeading":"Learn about plans ","cta4Copy":"
Special Needs plans are Medicare Advantage plans that help meet the needs of people who have unique financial or health care needs.
\n","cta2LinkTextUrl":"/shop/medicare-supplement-plans","cta1LinkTextUrl":"/shop/medicare-advantage-plans","cta3LinkText":"I'd like to learn more about UnitedHealthcare Medicare Prescription Drug plans. ","cta2Copy":"
Any standardized Medicare supplement insurance plan helps with some of the out-of-pocket costs that Original Medicare doesn't pay. It also offers features such as no referrals needed and no network restrictions*. You may choose to also enroll in a Part D prescription drug plan.
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*If your doctor accepts Medicare patients.
\n","cta3Heading":"Medicare Prescription Drug Plans ","cta4Heading":"Medicare Special Needs Plans ","cta4LinkText":"I'd like to learn more about UnitedHealthcare Medicare Special Needs plans. "},"all_states":{"cta1Heading":"Medicare Advantage Plans ","cta2Heading":"Medicare Supplement Insurance Plans ","cta1HeadingUrl":"/health-plans/plan-summary/","cta3Copy":"
A Part D plan offers prescription drug coverage, which helps pay for some Medicare-covered prescription drugs. This plan may be used along with Original Medicare and with Medicare supplement insurance plans.
\n","cta3HeadingUrl":"/health-plans/plan-summary/","cta1Copy":"
Most Medicare Advantage plans combine Medicare Part A, Part B and Part D coverage into one plan. With these plans, members can take advantage of additional benefits, like hearing, fitness, and more.
\n","cta4HeadingUrl":"/health-plans/plan-summary/","introHeading":"Shop and compare UnitedHealthcare plans ","cta4Copy":"
Special Needs plans are Medicare Advantage plans that help meet the needs of people who have unique financial or health care needs. These include Dual Special Needs Plans, Chronic Special Needs Plans and Institutional Special Needs Plans.
\n","introImage":"/content/dam/commontools/vpp/redesign/icons/content-medicare-101-state-default-background-2@2x.png","cta2Copy":"
Also known as Medigap, these plans help pay some of the out-of-pocket costs not paid by Original Medicare Parts A and B. Medicare Supplement Plans allow you to go to any doctor or hospital that accepts Medicare patients.
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If you are new to Medicareand need coverage to begin in November or December of this year, shop 2024 plans.
\n","PlanYearModal":true,"NextYearContent":"
If you are changing plans during the Medicare Annual Enrollment Period or need coverage to begin January 1st or later, shop 2025 plans.
\n","CurrentYearViewbutton":"View 2024 plans"},"navigationtabs":{"snpIcon":"/content/dam/commontools/vpp/images/icons/MA&SNP.svg","snpText":"Medicare Special Needs plans","maIcon":"/content/dam/commontools/vpp/images/icons/MA&SNP_active.svg","maIconActive":"/content/dam/commontools/vpp/images/icons/MA&SNPActive.svg","msIcon":"/content/dam/commontools/vpp/images/icons/msSvg.svg","msIconActive":"/content/dam/commontools/vpp/images/icons/msSvgActive.svg","pdpText":"Medicare Prescription Drug (Part D) plans","pdpIconActive":"/content/dam/commontools/vpp/images/icons/pdpSvgActive.svg","pdpIcon":"/content/dam/commontools/vpp/images/icons/pdpSvg.svg","maText":"Medicare Advantage plans","msText":"Medicare Supplement Insurance plans","snpIconActive":"/content/dam/commontools/vpp/images/icons/MA&SNP_active.svg"},"componentCodesAndDisclaimer":{"master":{},"wb27552st":{"acceptedState":["Location:OH","Location:MO","Location:CO","Location:NY","Location:PA","Location:GA","Location:AL","Location:CA","Location:CT","Location:FL","Location:IL","Location:MT","Location:AK","Location:AS","Location:AZ","Location:AR","Location:DE","Location:GU","Location:HI","Location:ID","Location:IN","Location:IA","Location:KS","Location:KY","Location:LA","Location:ME","Location:MD","Location:MA","Location:MI","Location:MN","Location:MS","Location:MP","Location:NE","Location:NV","Location:NH","Location:NM","Location:NC","Location:ND","Location:OK","Location:PR","Location:RI","Location:SC","Location:SD","Location:TN","Location:TX","Location:UT","Location:VT","Location:VI","Location:VA","Location:WA","Location:DC","Location:WV","Location:WI","Location:WY","Location:NJ"],"disclaimerText":"
Scroll for Important Disclosures
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UnitedHealthcare pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers.
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AARP encourages you to consider your needs when selecting products and does not make product recommendations for individuals.
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Please note that each Insurer has sole financial responsibility for its products.
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AARP® Medicare Supplement Insurance Plans
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AARP endorses the AARP Medicare Supplement Plans insured by UnitedHealthcare Insurance Company, 185 Asylum Street, Hartford, CT 06103 (available in all states/territories except ND, NY) or UnitedHealthcare Insurance Company of America, 1600 McConnor Parkway, Floor 2, Schaumburg, IL 60173 (available in AR, AZ, IL, IN, KS, MS, NC, ND, NJ, OH, OK, PA, SC, TN, TX) or UnitedHealthcare Insurance Company of New York 2950 Expressway Drive South, Suite 240, Islandia, NY 11749 (for NY residents). Policy Form No. GRP 79171 GPS-1 (G-36000-4).
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In some states, plans may be available to persons under age 65 who are eligible for Medicare by reason of disability or End-Stage Renal Disease.
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Not connected with or endorsed by the U.S. Government or the federal Medicare program.
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This is a solicitation of insurance. A licensed insurance agent/producer may contact you.
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You must be an AARP member to enroll in an AARP Medicare Supplement Plan.
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THESE PLANS HAVE ELIGIBILITY REQUIREMENTS, EXCLUSIONS AND LIMITATIONS. FOR COSTS AND COMPLETE DETAILS (INCLUDING OUTLINES OF COVERAGE), CALL A LICENSED INSURANCE AGENT/PRODUCER AT THE TOLL-FREE NUMBER ABOVE.
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Medicare Advantage plans and Medicare prescription drug plans
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\n
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan's contract renewal with Medicare. You do not need to be an AARP member to enroll in a Medicare Advantage plan or Medicare Prescription Drug plan.
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This information is not a complete description of benefits. Contact the plan for more information.
\n"},"wb26295st":{"acceptedState":["Location:OR"],"disclaimerText":"
View Important Disclosures Below
\n
\n
UnitedHealthcare Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers.
\n
\n
AARP encourages you to consider your needs when selecting products and does not make product recommendations for individuals.
\n
\n
Please note that each Insurer has sole financial responsibility for its products.
\n
\n
AARP® Medicare Supplement Insurance Plans
\n
Insured by UnitedHealthcare Insurance Company, 185 Asylum Street, Hartford, CT 06103. Policy Form No. GRP 79171 GPS-1 (G-36000-4).
\n
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In some states, plans may be available to persons under age 65 who are eligible for Medicare by reason of disability or End-Stage Renal Disease.
\n
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Not connected with or endorsed by the U.S. Government or the federal Medicare program.
\n
\n
This is a solicitation of insurance. A licensed insurance agent/producer may contact you.
\n
\n
You must be an AARP member to enroll in an AARP Medicare Supplement Plan.
\n
\n
THESE PLANS HAVE ELIGIBILITY REQUIREMENTS, EXCLUSIONS AND LIMITATIONS. FOR COSTS AND COMPLETE DETAILS (INCLUDING OUTLINES OF COVERAGE), CALL A LICENSED INSURANCE AGENT/PRODUCER AT THE TOLL-FREE NUMBER ABOVE.
\n
\n
AARP Medicare Advantage plans and AARP Medicare prescription drug plans
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Plans are insured through UnitedHealthcare: a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan's contract renewal with Medicare.
\n
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You do not need to be an AARP member to enroll in a Medicare Advantage plan or Medicare Prescription Drug plan.
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You must continue to pay your Medicare Part B premium, if not otherwise paid for under Medicaid or by another third party.
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The Formulary pharmacy network, and/or provider network may change at any time. You will receive notice when necessary. This information is not a complete description of benefits. Contact the plan for more information. Limitations. Copayments and restrictions may apply. Benefits, premium and/or copayments coinsurance may change on January 1 of each year.
\n"}},"planYearTooltip":{"nextPlanYear":"Plan year 2025","nextYearTooltipText":"If you need plan coverage starting January 1 next year, look at 2025plans.","currentYearTooltipText":"If you’re enrolling for the first time or need plan coverage starting in November or December, look at 2024plans.","currentPlanYear":"Plan year 2024"},"componentCodes":{"acceptedStatesComponentCode":"WB27552ST","acceptedStates":["Location:OH","Location:MO","Location:CO","Location:NY","Location:PA","Location:GA","Location:AL","Location:CA","Location:CT","Location:FL","Location:IL","Location:MT","Location:AK","Location:AS","Location:AZ","Location:AR","Location:DE","Location:GU","Location:HI","Location:ID","Location:IN","Location:IA","Location:KS","Location:KY","Location:LA","Location:ME","Location:MD","Location:MA","Location:MI","Location:MN","Location:MS","Location:MP","Location:NE","Location:NV","Location:NH","Location:NM","Location:NC","Location:ND","Location:OK","Location:PR","Location:RI","Location:SC","Location:SD","Location:TN","Location:TX","Location:UT","Location:VT","Location:WA","Location:DC","Location:WV","Location:WI","Location:WY","Location:NJ"],"pendingStatesComponentCode":"WB26295ST"},"enrollByPhone":{"master":{},"isnp":{"disclaimerTFN":" 1-877-840-0872 ","disclaimerText":"Call a UnitedHealthcare sales agent to enroll, 7 a.m. to 7 p.m. CT, 7 days a week.","disclaimerTTY":"/ TTY 711","disclaimerHeadline":"Enroll by phone: "},"iesnp":{"disclaimerTFN":" 1-877-659-9664 ","disclaimerText":"Call a UnitedHealthcare sales agent to enroll, 7 a.m. to 7 p.m. CT, 7 days a week.","disclaimerTTY":"/ TTY 711","disclaimerHeadline":"Enroll by phone: "}},"accordionContent":{"master":{},"doctor_visits":{"accordionContent":"
Find out about this plan's copays for primary care providers and specialists.
\n","accordionName":"Doctor visits"},"plan_documents":{"accordionContent":"
Important documents that provide the details you need about this plan's coverage and benefits, prescription drugs, enrollment, providers and more.
\n","accordionName":"Plan documents"},"dental_coverage":{"accordionContent":"
Learn about this plan's dental coverage options and costs.
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See this plan's benefits, costs and copays. For full plan details, see the Evidence of Coverage orSummary of Benefits under the Plan Documents section.
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Learn about this plan's prescription drug coverage and costs. Enter your prescriptions to see what they'd cost with this plan.
\n","accordionName":"Prescription drug benefits"},"cost_shares_if_youreceiveextrahelp":{"accordionName":"Cost shares if you receive Extra Help"},"general_plan_costs":{"accordionContent":"
See how much you'll pay for this plan including your premium, deductible and maximum out-of-pocket costs.
\n","accordionName":"General plan costs"},"baseline_benefits":{"accordionName":"Baseline benefits"},"extra_benefits_programs":{"accordionContent":"
See more of the benefits and programs offered by this plan that are not provided under Original Medicare. For full plan details, see the Evidence of Coverage or Summary of Benefits under the Plan Documents section.
\n","accordionName":"Extra benefits and programs"},"coverage_details":{"accordionContent":"
Learn more about what you pay, what this plan covers and how we can help you find the right plan.
\n","accordionName":"Coverage details"},"footnotes_disclaimers":{"accordionName":"Footnotes & disclaimers"}},"savedPlanPopup":{"keepShopping":"Keep shopping plans","planSavedContent":"This plan has been saved to your guest profile. 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What is an HMO? Medicare Health Maintenance Organization (HMO) plans cover care you receive through a network of local doctors and hospitals that coordinate your care.
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What is HMO-POS? A type of HMO plan, Point of Service (POS) plans let you receive certain services from doctors or hospitals that are not in the plans network, generally at a higher copayment or coinsurance.
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What is PFFS? A Private Fee-for-Service (PFFS) plan is a Medicare Advantage plan that can be a network or non-network plan. UnitedHealthcare only offers non-network PFFS plans, which give members the freedom to use any Medicare-eligible doctor or hospital who agrees to accept the plan's terms and conditions of payment. No referrals or prior authorizations are required for covered services.
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What is an HMO? Medicare Health Maintenance Organization (HMO) plans cover care you receive through a network of local doctors and hospitals that coordinate your care.
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What is PPO? Preferred Provider Organization (PPO) plans allow you to visit providers who are in or out of the plan's network. For services received outside of the network, you generally have higher copayment and coinsurance costs.
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What is HMO-POS? A type of HMO plan, Point of Service (POS) plans let you receive certain services from doctors or hospitals that are not in the plans network, generally at a higher copayment or coinsurance.
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For Chronic Special Needs plans: You will pay a maximum of $25 for each 1-month supply of Part D select insulin drug through all coverage stages. For all other plans: You will pay a maximum of $35 for each 1-month supply of Part D covered insulin drug through all coverage stages.
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Scroll for Important Disclosures
\n
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UnitedHealthcare pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers.
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AARP encourages you to consider your needs when selecting products and does not make product recommendations for individuals.
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Please note that each Insurer has sole financial responsibility for its products.
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\n
AARP® Medicare Supplement Insurance Plans
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AARP endorses the AARP Medicare Supplement Plans insured by UnitedHealthcare Insurance Company, 185 Asylum Street, Hartford, CT 06103 (available in all states/territories except ND, NY) or UnitedHealthcare Insurance Company of America, 1600 McConnor Parkway, Floor 2, Schaumburg, IL 60173 (available in AR, AZ, IL, IN, KS, MS, NC, ND, NJ, OH, OK, PA, SC, TN, TX) or UnitedHealthcare Insurance Company of New York 2950 Expressway Drive South, Suite 240, Islandia, NY 11749 (for NY residents). Policy Form No. GRP 79171 GPS-1 (G-36000-4).
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In some states, plans may be available to persons under age 65 who are eligible for Medicare by reason of disability or End-Stage Renal Disease.
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Not connected with or endorsed by the U.S. Government or the federal Medicare program.
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This is a solicitation of insurance. A licensed insurance agent/producer may contact you.
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You must be an AARP member to enroll in an AARP Medicare Supplement Plan.
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THESE PLANS HAVE ELIGIBILITY REQUIREMENTS, EXCLUSIONS AND LIMITATIONS. FOR COSTS AND COMPLETE DETAILS (INCLUDING OUTLINES OF COVERAGE), CALL A LICENSED INSURANCE AGENT/PRODUCER AT THE TOLL-FREE NUMBER ABOVE.
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Medicare Advantage plans and Medicare prescription drug plans
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Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan's contract renewal with Medicare. You do not need to be an AARP member to enroll in a Medicare Advantage plan or Medicare Prescription Drug plan.
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This information is not a complete description of benefits. Contact the plan for more information.
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disclaimerContent: {"master":{},"snp":{},"mapd":{"SummaryDisclaimer":"
Disclaimer information
\n
\n
\n
\n
Enrollment Disclaimer Information:
\n
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan’s contract renewal with Medicare. UnitedHealthcare Insurance Company paid royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product or pharmacy recommendations for individuals. UnitedHealthcare contracts directly with Walgreens for this plan; AARP and its affiliates are not parties to that contractual relationship.
\n
\n
Extra Help:
\n
\n
If you receive Extra Help from Medicare, your copays may be lower or you may have no copays.
\n
\n
Featured Benefits:
\n
- Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply.
\n
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- 2024: Nurse Hotline not for use in emergencies, for informational purposes only.
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-Other hearing exam providers are available in the UnitedHealthcare network. The plan only covers hearing aids from a UnitedHealthcare Hearing network provider.
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\n
-For Chronic Special Needs Plans - You will pay a maximum of $25 for each 1-month supply of Part D covered insulin drug through all coverage stages, except the Catastrophic drug payment stage where you pay $0.
\n
\n
-For All Other Plans - You will pay a maximum of $35 for each 1-month supply of Part D covered insulin drug through all coverage stages, except the Catastrophic drug payment stage where you pay $0.
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\n
-Food, OTC and utility benefits have expiration timeframes. Call your plan or review your Evidence of Coverage (EOC) for more information.
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- Eligibility for the healthy food and utilities benefit under the Value-Based Insurance Design model is limited to members with Extra Help from Medicare and will be determined after enrollment.
\n
\n
- For C-SNP: The healthy food benefit is a special supplemental benefit only available to chronically ill enrollees with a qualifying condition, such as diabetes, chronic heart failure and/or cardiovascular disorders, and who also meet all applicable plan coverage criteria. Contact us for details.
\n
\n
- For D-SNP, TN only: The healthy food benefit is a special supplemental benefit only available to chronically ill enrollees with a qualifying condition, such as high blood pressure, high cholesterol, chronic and disabling mental health conditions, diabetes and/or cardiovascular disorders, and who also meet all applicable plan coverage criteria. There may be other qualified conditions not listed. Contact us for details.
\n
\n
- 2024: You must have a working landline and/or cellular phone coverage to use PERS.
\n
\n
-The fitness benefit includes a standard fitness membership. The information provided is for informational purposes only and is not medical advice. Consult your doctor prior to beginning an exercise program or making changes to your lifestyle or health care routine. Gym network may vary in local market and plan.
\n
\n
-If your plan offers out-of-network dental coverage and you see an out-of-network dentist, you might be billed more. Network size varies by local market.
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-Routine transportation not for use in emergencies.
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\n
-Virtual visits may require video-enabled smartphone or other device. Not for use in emergencies. Not all network providers offer virtual care.
\n
\n
-$0 copays may be restricted to preferred home delivery prescriptions during the initial coverage phase and may not apply during the Catastrophic stage. Optum® Home Delivery Pharmacy and Optum Rx are affiliates of the UnitedHealthcare Insurance Company. You are not required to use Optum Home Delivery Pharmacy for medications you take regularly. There may be other pharmacies in your network.
\n
\n
Out-of-network:
\n
\n
Out-of-network/non-contracted providers are under no obligation to treat members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
\n
\n
State-level Medicaid, D-SNP Disclaimer:
\n
D-SNP and C-SNP:The values shown in-network represent a range based upon the amount of the Medicare Parts A and B plan cost sharing covered by the state. Depending on your Medicaid eligibility, your Medicaid program may have cost sharing. For complete information, and for costs for those without Medicare Parts A and B plan cost sharing covered by the state, and applicable Medicaid cost sharing, please refer to your Summary of Benefits or Evidence of Coverage. Limitations, exclusions, and restrictions may apply.
\n
\n
Other Languages:
\n
This information is available for free in other languages. PleasecontactCustomer Service for additional information.
\n
\n
Esta información está disponible sin costo en otros idiomas. Para obtener más informacióncomuníquesecon nuestro Servicio al Cliente.
\n
\n
\n
本資訊可以其他語言免費提供。如需更多資訊，請聯絡客戶服務部。
\n
\n"},"pdp":{"SummaryDisclaimer":"
Footnotes
\n
\n
1 Optum® Home Delivery Pharmacy is not available in Guam, American Samoa, U.S. Virgin Islands or Northern Mariana Islands.
\n
\n
\n
\n
Disclaimer information
\n
\n
\n
Enrollment Disclaimer Information:
\n
\n
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan’s contract renewal with Medicare. UnitedHealthcare Insurance Company paid royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product or pharmacy recommendations for individuals. UnitedHealthcare contracts directly with Walgreens for this plan; AARP and its affiliates are not parties to that contractual relationship.
\n
\n
Extra Help:
\n
\n
If you receive Extra Help from Medicare, your copays may be lower or you may have no copays.
\n
\n
Other Languages:
\n
This information is available for free in other languages. PleasecontactCustomer Service for additional information.
\n
\n
\n
Esta información está disponible sin costo en otros idiomas. Para obtener más informacióncomuníquesecon nuestro Servicio al Cliente.
\n
\n
\n
本資訊可以其他語言免費提供。如需更多資訊，請聯絡客戶服務部。
\n
\n
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D-SNP)\",\"clientprodcode\":\"708\",\"lineofbusiness\":\"MEDICAID\"}"]},"h4514013003":{"planId":"H4514013003","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete (HMO-POS D-SNP)\",\"clientprodcode\":\"306\",\"lineofbusiness\":\"MEDICAID\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete TX-D002 (HMO-POS D-SNP)\",\"clientprodcode\":\"306\",\"lineofbusiness\":\"MEDICAID\"}"]},"h5008002000":{"planId":"H5008002000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete (HMO-POS D-SNP)\",\"clientprodcode\":\"506\",\"lineofbusiness\":\"MEDICAID\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete WA-D002 (HMO-POS D-SNP)\",\"clientprodcode\":\"506\",\"lineofbusiness\":\"MEDICAID\"}"]},"h7778002000":{"planId":"H7778002000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete ONE (HMO-POS D-SNP)\",\"clientprodcode\":\"277\",\"lineofbusiness\":\"MEDICAID\"}"]},"h0251004000":{"planId":"H0251004000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete ONE (HMO-POS D-SNP)\",\"clientprodcode\":\"717\",\"lineofbusiness\":\"MEDICAID\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete TN-Y001 (HMO-POS D-SNP)\",\"clientprodcode\":\"717\",\"lineofbusiness\":\"MEDICAID\"}"]},"h4514013002":{"planId":"H4514013002","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete (HMO-POS D-SNP)\",\"clientprodcode\":\"306\",\"lineofbusiness\":\"MEDICAID\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete TX-D002 (HMO-POS D-SNP)\",\"clientprodcode\":\"306\",\"lineofbusiness\":\"MEDICAID\"}"]},"h4514013001":{"planId":"H4514013001","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete (HMO-POS D-SNP)\",\"clientprodcode\":\"306\",\"lineofbusiness\":\"MEDICAID\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete TX-D002 (HMO-POS D-SNP)\",\"clientprodcode\":\"306\",\"lineofbusiness\":\"MEDICAID\"}"]},"h0321004000":{"planId":"H0321004000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete ONE (HMO-POS D-SNP)\",\"clientprodcode\":\"321\",\"lineofbusiness\":\"MEDICAID\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete AZ-Y001 (HMO-POS D-SNP)\",\"clientprodcode\":\"321\",\"lineofbusiness\":\"MEDICAID\"}"]},"h0271056000":{"planId":"H0271056000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete Select (PPO D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete SC-V001 (PPO D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"MEDICARE\"}"]},"h3794004000":{"planId":"H3794004000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete Select (HMO-POS D-SNP)\",\"clientprodcode\":\"421\",\"lineofbusiness\":\"MEDICAID\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete WI-V001 (HMO-POS D-SNP)\",\"clientprodcode\":\"421\",\"lineofbusiness\":\"MEDICAID\"}"]},"h5322029000":{"planId":"H5322029000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete LP (HMO-POS D-SNP)\",\"clientprodcode\":\"529\",\"lineofbusiness\":\"MEDICAID\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete KS-S002 (HMO-POS D-SNP)\",\"clientprodcode\":\"529\",\"lineofbusiness\":\"MEDICAID\"}"]},"h0432009000":{"planId":"H0432009000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete - SH (HMO-POS D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete AL-D001 (HMO-POS D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"MEDICARE\"}"]},"h1375002000":{"planId":"H1375002000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete (HMO-POS D-SNP)\",\"clientprodcode\":\"737\",\"lineofbusiness\":\"MEDICAID\"}"]},"h4527015000":{"planId":"H4527015000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete - SH (HMO-POS D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"MEDICARE\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete TX-D003 (HMO-POS D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"MEDICARE\"}"]},"h5253122000":{"planId":"H5253122000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete Select (HMO-POS D-SNP)\",\"clientprodcode\":\"728\",\"lineofbusiness\":\"MEDICAID\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete OH-V001 (HMO-POS D-SNP)\",\"clientprodcode\":\"728\",\"lineofbusiness\":\"MEDICAID\"}"]},"h7464011000":{"planId":"H7464011000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete Select (HMO-POS D-SNP)\",\"clientprodcode\":\"203\",\"lineofbusiness\":\"MEDICAID\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete MD-V001 (HMO-POS D-SNP)\",\"clientprodcode\":\"203\",\"lineofbusiness\":\"MEDICAID\"}"]},"h5322026000":{"planId":"H5322026000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete Select - SH (HMO-POS D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"MEDICARE\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete TX-V005 (HMO-POS D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"MEDICARE\"}"]},"h0271014000":{"planId":"H0271014000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete (PPO D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete CT-S001 (PPO D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"MEDICARE\"}"]},"h2802044000":{"planId":"H2802044000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete Select - SH (HMO-POS D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete AL-V002 (HMO-POS D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"MEDICARE\"}"]},"h0271045000":{"planId":"H0271045000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete Choice Select (PPO D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete CO-V001 (PPO D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"MEDICARE\"}"]},"h0271020000":{"planId":"H0271020000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare NorthernLightHealth Dual Complete (PPO D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Northern Light Health Dual Complete ME-S002 (PPO D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"MEDICARE\"}"]},"h7464008002":{"planId":"H7464008002","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete Plan 1 (HMO-POS D-SNP)\",\"clientprodcode\":\"203\",\"lineofbusiness\":\"MEDICAID\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete MD-S002 (HMO-POS D-SNP)\",\"clientprodcode\":\"203\",\"lineofbusiness\":\"MEDICAID\"}"]},"h3113009000":{"planId":"H3113009000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete - PA (HMO-POS D-SNP)\",\"clientprodcode\":\"723\",\"lineofbusiness\":\"MEDICAID\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete PA-S002 (HMO-POS D-SNP)\",\"clientprodcode\":\"723\",\"lineofbusiness\":\"MEDICAID\"}"]},"h7464008001":{"planId":"H7464008001","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete Plan 1 (HMO-POS D-SNP)\",\"clientprodcode\":\"203\",\"lineofbusiness\":\"MEDICAID\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete MD-S002 (HMO-POS D-SNP)\",\"clientprodcode\":\"203\",\"lineofbusiness\":\"MEDICAID\"}"]},"h5008016000":{"planId":"H5008016000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete Select (HMO-POS D-SNP)\",\"clientprodcode\":\"729\",\"lineofbusiness\":\"MEDICAID\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete MS-V001 (HMO-POS D-SNP)\",\"clientprodcode\":\"729\",\"lineofbusiness\":\"MEDICAID\"}"]},"h0271028000":{"planId":"H0271028000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete Choice (PPO D-SNP)\",\"clientprodcode\":\"708\",\"lineofbusiness\":\"MEDICAID\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete MI-S001 (PPO D-SNP)\",\"clientprodcode\":\"708\",\"lineofbusiness\":\"MEDICAID\"}"]},"h4527004000":{"planId":"H4527004000","plan-year-and-plan-name":["{\"planyear\":\"2023\",\"planname\":\"UnitedHealthcare Dual Complete Select - SH (HMO-POS D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"MEDICARE\"}","{\"planyear\":\"2024\",\"planname\":\"UHC Dual Complete TX-V003 (HMO-POS D-SNP)\",\"clientprodcode\":\"\",\"lineofbusiness\":\"MEDICARE\"}"]}} } document.zipObject={ zipcode: "12210", counties: [], isMultiCounty: false }
Plans for 12210 Albany County
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Shop and compare UnitedHealthcare plans
Most Medicare Advantage plans combine Medicare Part A, Part B and Part D coverage into one plan. With these plans, members can take advantage of additional benefits, like hearing, fitness, and more.
Medicare Supplement Insurance Plans 
Also known as Medigap, these plans help pay some of the out-of-pocket costs not paid by Original Medicare Parts A and B. Medicare Supplement Plans allow you to go to any doctor or hospital that accepts Medicare patients.
Medicare Prescription Drug Plans
A Part D plan offers prescription drug coverage, which helps pay for some Medicare-covered prescription drugs. This plan may be used along with Original Medicare and with Medicare supplement insurance plans.
Special Needs plans are Medicare Advantage plans that help meet the needs of people who have unique financial or health care needs. These include Dual Special Needs Plans, Chronic Special Needs Plans and Institutional Special Needs Plans.
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Scroll for Important Disclosures
UnitedHealthcare pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ or endorse agents, brokers or producers.
AARP encourages you to consider your needs when selecting products and does not make product recommendations for individuals.
Please note that each Insurer has sole financial responsibility for its products.
AARP® Medicare Supplement Insurance Plans
AARP endorses the AARP Medicare Supplement Plans insured by UnitedHealthcare Insurance Company, 185 Asylum Street, Hartford, CT 06103 (available in all states/territories except ND, NY) or UnitedHealthcare Insurance Company of America, 1600 McConnor Parkway, Floor 2, Schaumburg, IL 60173 (available in AR, AZ, IL, IN, KS, MS, NC, ND, NJ, OH, OK, PA, SC, TN, TX) or UnitedHealthcare Insurance Company of New York 2950 Expressway Drive South, Suite 240, Islandia, NY 11749 (for NY residents). Policy Form No. GRP 79171 GPS-1 (G-36000-4).
In some states, plans may be available to persons under age 65 who are eligible for Medicare by reason of disability or End-Stage Renal Disease.
Not connected with or endorsed by the U.S. Government or the federal Medicare program.
This is a solicitation of insurance. A licensed insurance agent/producer may contact you.
You must be an AARP member to enroll in an AARP Medicare Supplement Plan.
THESE PLANS HAVE ELIGIBILITY REQUIREMENTS, EXCLUSIONS AND LIMITATIONS. FOR COSTS AND COMPLETE DETAILS (INCLUDING OUTLINES OF COVERAGE), CALL A LICENSED INSURANCE AGENT/PRODUCER AT THE TOLL-FREE NUMBER ABOVE.
Medicare Advantage plans and Medicare prescription drug plans
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan's contract renewal with Medicare. You do not need to be an AARP member to enroll in a Medicare Advantage plan or Medicare Prescription Drug plan.
This information is not a complete description of benefits. Contact the plan for more information.
WB27552ST
Medicare Advantage plans available for 2025
plans starting in November or December 2025
January 2025 or later.
AARP Medicare Advantage from UHC NY-29 (HMO-POS)
If you want reliable benefits and extras you can count on, this plan has predictable out-of-pocket medical and prescription drug costs, plus dental, OTC, vision, and fitness.
-
Monthly premium
- $0
-
Out-of-pocket maximum
- $7,200
-
Estimated Annual Drug Cost
-
Est. Annual Drug Cost
-
Primary care provider (PCP)
$0 copay
-
Specialist
$30 copay
-
Annual medical deductible
$0
-
$1,500 for covered dental services
-
$35 credit a quarter for OTC products
-
$300 eyewear allowance and eye exam
-
Free gym membership
-
Copays as low as $99 for hearing aids
-
Rewards for healthy activities
-
Additional Benefits
This will be your 2025 plan.
Do you qualify for Extra Help?
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for AARP Medicare Advantage from UHC NY-29 (HMO-POS) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
Chronic condition required
UHC Complete Care NY-33 (HMO-POS C-SNP)
If you're living with diabetes, chronic heart failure, and/or cardiovascular disorders, this plan helps with low-cost specialist visits and insulin, plus a monthly credit for OTC products — and healthy food for qualifying members.
-
Monthly premium
- $0
-
Out-of-pocket maximum
- $7,200
-
Estimated Annual Drug Cost
-
Est. Annual Drug Cost
-
Primary care provider (PCP)
$0 copay
-
Specialist
$25 copay
-
Annual medical deductible
$0
-
$51 credit every month for OTC and food
-
$25 or less for covered insulin
-
$0 copay for preventive dental
-
$200 eyewear allowance and eye exam
-
6 foot care visits
-
Rewards for healthy activities
-
Additional Benefits
Optional: Platinum Dental Rider
(add $54 to your monthly premium)
This will be your 2025 plan.
Do you qualify for Extra Help?
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for UHC Complete Care NY-33 (HMO-POS C-SNP) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $0.00 |
Premium if full Dual with Extra Help: $0
Medicaid required
UHC Dual Complete NY-S002 (HMO-POS D-SNP)
If you have full Medicaid benefits, this plan includes a $211 monthly credit for OTC, healthy food, and utilities, $0 prescription drugs, and other valued extras.
-
Monthly premium
- $0
-
Out-of-pocket maximum
- $0
-
Estimated Annual Drug Cost
-
Est. Annual Drug Cost
-
Primary care provider (PCP)
$0 copay
-
Specialist
$0 copay
-
Annual medical deductible
$0
-
$211 credit for OTC, food and utilities
-
No allowance limit for covered dental
-
36 rides for doctor or pharmacy visits
-
Eye exam and $200 eyewear allowance
-
$2,200 allowance for hearing aids
-
Free gym membership
-
Additional Benefits
This will be your 2025 plan.
Do you qualify for Extra Help?
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for UHC Dual Complete NY-S002 (HMO-POS D-SNP) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $0.00 |
Premium if full Dual with Extra Help: $0
Medicaid required
UHC Dual Complete NY-S001 (PPO D-SNP)
If you have full Medicaid benefits, this plan includes a $162 monthly credit for OTC, healthy food, and utilities, $0 prescription drugs, and other valued extras.
-
Monthly premium
- $0
-
Out-of-pocket maximum
- $0
-
Estimated Annual Drug Cost
-
Est. Annual Drug Cost
-
Primary care provider (PCP)
$0 copay
-
Specialist
$0 copay
-
Annual medical deductible
$0 combined in and out-of-network
-
$162 credit for OTC, food and utilities
-
No allowance limit for covered dental
-
36 rides for doctor or pharmacy visits
-
Eye exam and $200 eyewear allowance
-
$1,500 allowance for hearing aids
-
Free gym membership
-
Additional Benefits
This will be your 2025 plan.
Do you qualify for Extra Help?
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for UHC Dual Complete NY-S001 (PPO D-SNP) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $0.00 |
Premium if full Dual with Extra Help: $0
Medicaid required
UHC Dual Complete NY-Q001 (HMO-POS D-SNP)
If you're a Qualified Medicare Beneficiary, this plan includes a monthly credit for OTC, healthy food, and utilities, plus $0 medical and prescription drug costs.
-
Monthly premium
- $0
-
Out-of-pocket maximum
- $0
-
Estimated Annual Drug Cost
-
Est. Annual Drug Cost
-
Primary care provider (PCP)
$0 copay
-
Specialist
$0 copay
-
Annual medical deductible
$0
-
$35 credit for OTC, food and utilities
-
No allowance limit for covered dental
-
36 rides for doctor or pharmacy visits
-
Eye exam and $200 eyewear allowance
-
$1,500 allowance for hearing aids
-
Free gym membership
-
Additional Benefits
This will be your 2025 plan.
Do you qualify for Extra Help?
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for UHC Dual Complete NY-Q001 (HMO-POS D-SNP) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $0.00 |
Premium if full Dual with Extra Help: $0
UHC Medicare Advantage Patriot No Rx NY-MA02 (Regional PPO)
-
Monthly premium
- $0
-
Out-of-pocket maximum
- $6,700
-
Est. Annual Drug Cost
-
Primary care provider (PCP)
$0 copay
-
Specialist
$50 copay
-
Medicare Part B premium giveback
Up to $100
-
Annual medical deductible
$0
-
$0 copay for preventive dental
-
$50 credit a quarter for OTC products
-
$250 eyewear allowance and eye exam
-
Free gym membership
-
Copays as low as $99 for hearing aids
-
Rewards for healthy activities
-
Additional Benefits
Optional: Platinum Dental Rider
(add $54 to your monthly premium)
This will be your 2025 plan.
Do you qualify for Extra Help?
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for UHC Medicare Advantage Patriot No Rx NY-MA02 (Regional PPO) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
UHC Medicare Advantage NY-0021 (Regional PPO)
-
Monthly premium
- $75
-
Out-of-pocket maximum
- $8,900
-
Estimated Annual Drug Cost
-
Est. Annual Drug Cost
-
Primary care provider (PCP)
$0 copay
-
Specialist
$40 copay
-
Annual medical deductible
$0
-
$0 copay for preventive dental
-
$200 eyewear allowance and eye exam
-
Free gym membership
-
Copays as low as $99 for hearing aids
-
Rewards for healthy activities
-
6 foot care visits
-
Do you qualify for Extra Help?
Additional Benefits
Optional: Platinum Dental Rider
(add $54 to your monthly premium)
This will be your 2025 plan.
Do you qualify for Extra Help?
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for UHC Medicare Advantage NY-0021 (Regional PPO) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $2.70 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
AARP Medicare Advantage from UHC NY-0015 (PPO)
-
Monthly premium
- $19
-
Out-of-pocket maximum
- $7,900
-
Estimated Annual Drug Cost
-
Est. Annual Drug Cost
-
Primary care provider (PCP)
$0 copay
-
Specialist
$40 copay
-
Annual medical deductible
$0
-
$0 copay for preventive dental
-
$300 eyewear allowance and eye exam
-
Free gym membership
-
Copays as low as $99 for hearing aids
-
Rewards for healthy activities
-
6 foot care visits
-
Do you qualify for Extra Help?
Additional Benefits
Optional: Platinum Dental Rider
(add $54 to your monthly premium)
This will be your 2025 plan.
Do you qualify for Extra Help?
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for AARP Medicare Advantage from UHC NY-0015 (PPO) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $0.00 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
Nursing home level of care required
UHC Nursing Home Plan NY-F001 (PPO I-SNP)
Take advantage of services and programs focused on your individual care. This plan is a good choice for someone living in a nursing home.
-
Monthly premium
- $68.60
-
Out-of-pocket maximum
- $1,500
-
Estimated Annual Drug Cost
-
Est. Annual Drug Cost
-
Primary care provider (PCP)
$0 copay
-
Specialist
$0 - 20% of the cost
-
Annual medical deductible
$0
-
$280 credit a quarter for OTC products
-
$3,250 for covered comprehensive dental
-
$2,200 allowance for hearing aids
-
$150 eyewear allowance and eye exam
-
8 foot care visits
-
18 rides for doctor or pharmacy visits
-
Do you qualify for Extra Help?
Additional Benefits
This will be your 2025 plan.
Enroll by phone: 1-877-840-0872 / TTY 711
Call a UnitedHealthcare sales agent to enroll, 7 a.m. to 7 p.m. CT, 7 days a week.
Do you qualify for Extra Help?
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for UHC Nursing Home Plan NY-F001 (PPO I-SNP) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $0.00 |
Premium if full Dual with Extra Help: $0
We're here to help
Get one-on-one help from UnitedHealthcare.
Call (TTY 711)
8 a.m. to 8 p.m., 7 days a week
Find a sales agent in your area
Disclaimer information
Enrollment Disclaimer Information:
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan’s contract renewal with Medicare. UnitedHealthcare Insurance Company paid royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product or pharmacy recommendations for individuals. UnitedHealthcare contracts directly with Walgreens for this plan; AARP and its affiliates are not parties to that contractual relationship.
Extra Help:
If you receive Extra Help from Medicare, your copays may be lower or you may have no copays.
Featured Benefits:
- Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply.
- 2024: Nurse Hotline not for use in emergencies, for informational purposes only.
-Other hearing exam providers are available in the UnitedHealthcare network. The plan only covers hearing aids from a UnitedHealthcare Hearing network provider.
-For Chronic Special Needs Plans - You will pay a maximum of $25 for each 1-month supply of Part D covered insulin drug through all coverage stages, except the Catastrophic drug payment stage where you pay $0.
-For All Other Plans - You will pay a maximum of $35 for each 1-month supply of Part D covered insulin drug through all coverage stages, except the Catastrophic drug payment stage where you pay $0.
-Food, OTC and utility benefits have expiration timeframes. Call your plan or review your Evidence of Coverage (EOC) for more information.
- Eligibility for the healthy food and utilities benefit under the Value-Based Insurance Design model is limited to members with Extra Help from Medicare and will be determined after enrollment.
- For C-SNP: The healthy food benefit is a special supplemental benefit only available to chronically ill enrollees with a qualifying condition, such as diabetes, chronic heart failure and/or cardiovascular disorders, and who also meet all applicable plan coverage criteria. Contact us for details.
- For D-SNP, TN only: The healthy food benefit is a special supplemental benefit only available to chronically ill enrollees with a qualifying condition, such as high blood pressure, high cholesterol, chronic and disabling mental health conditions, diabetes and/or cardiovascular disorders, and who also meet all applicable plan coverage criteria. There may be other qualified conditions not listed. Contact us for details.
- 2024: You must have a working landline and/or cellular phone coverage to use PERS.
-The fitness benefit includes a standard fitness membership. The information provided is for informational purposes only and is not medical advice. Consult your doctor prior to beginning an exercise program or making changes to your lifestyle or health care routine. Gym network may vary in local market and plan.
-If your plan offers out-of-network dental coverage and you see an out-of-network dentist, you might be billed more. Network size varies by local market.
-Routine transportation not for use in emergencies.
-Virtual visits may require video-enabled smartphone or other device. Not for use in emergencies. Not all network providers offer virtual care.
-$0 copays may be restricted to preferred home delivery prescriptions during the initial coverage phase and may not apply during the Catastrophic stage. Optum® Home Delivery Pharmacy and Optum Rx are affiliates of the UnitedHealthcare Insurance Company. You are not required to use Optum Home Delivery Pharmacy for medications you take regularly. There may be other pharmacies in your network.
Out-of-network:
Out-of-network/non-contracted providers are under no obligation to treat members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
State-level Medicaid, D-SNP Disclaimer:
D-SNP and C-SNP:The values shown in-network represent a range based upon the amount of the Medicare Parts A and B plan cost sharing covered by the state. Depending on your Medicaid eligibility, your Medicaid program may have cost sharing. For complete information, and for costs for those without Medicare Parts A and B plan cost sharing covered by the state, and applicable Medicaid cost sharing, please refer to your Summary of Benefits or Evidence of Coverage. Limitations, exclusions, and restrictions may apply.
Other Languages:
This information is available for free in other languages. PleasecontactCustomer Service for additional information.
Esta información está disponible sin costo en otros idiomas. Para obtener más informacióncomuníquesecon nuestro Servicio al Cliente.
本資訊可以其他語言免費提供。如需更多資訊，請聯絡客戶服務部。
Medicare Prescription Drug plans available for 2025
plans starting in November or December 2025
January 2025 or later.
AARP Medicare Rx Preferred from UHC (PDP)
Choose this plan if you want UnitedHealthcare's most extensive drug coverage and access to a broad pharmacy network.
-
Monthly premium
- $113.70
-
Estimated Annual Drug Cost
-
Est. Annual Drug Cost
-
Tier 1: Preferred Generic
$5 copay
-
Annual prescription deductible
$0
-
$0 deductible
-
$0 copay for a 3-month supply of Tier 1 and Tier 2 prescriptions with Optum Home Delivery Pharmacy
-
$35 or less for a 1-month supply of covered insulin prescriptions
-
$0 copay for most Part D covered adult vaccines including Shingrix
-
$0 cost share for all Medicare Part D covered drugs in the Catastrophic Drug Payment Stage
-
Do you qualify for Extra Help?
Additional Benefits
This will be your 2025 plan.
Do you qualify for Extra Help?
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for AARP Medicare Rx Preferred from UHC (PDP) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $47.90 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
AARP Medicare Rx Saver from UHC (PDP)
Choose this plan if you want a more robust pharmacy network.
-
Monthly premium
- $128.10
-
Estimated Annual Drug Cost
-
Est. Annual Drug Cost
-
Tier 1: Preferred Generic
$2 copay
-
Annual prescription deductible
$590
-
$35 or less for a 1-month supply of covered insulin prescriptions
-
$0 copay for most Part D covered adult vaccines including Shingrix
-
$0 cost share for all Medicare Part D covered drugs in the Catastrophic Drug Payment Stage
-
Take advantage of more than 65,000 network pharmacies nationwide
-
Do you qualify for Extra Help?
Additional Benefits
This will be your 2025 plan.
Do you qualify for Extra Help?
Monthly plan premium if you get Extra Help
Less than half the people eligible for Extra Help sign up. If you aren't getting Extra Help, you can see if you qualify by calling:
- 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week
- Your State Medicaid Office, or
- The Social Security Administration at 1-800-772-1213 (TTY users should call 1-800-325-0778) between 7 a.m. – 7 p.m., Monday through Friday
This table shows you what your monthly plan premium will be for AARP Medicare Rx Saver from UHC (PDP) if you get Extra Help.
| Your level of Extra Help | Monthly premium* |
|---|---|
| 100% | $55.80 |
*This does not include any Medicare Part B premium you might have to pay. Premium includes coverage for both medical services and prescription drug coverage.
If you have any questions, please call UnitedHealthcare toll-free at 1-877-699-5710 (TTY: 711), 8 a.m. – 8 p.m., 7 days a week.
We're here to help
Get one-on-one help from UnitedHealthcare.
Call (TTY 711)
8 a.m. to 8 p.m., 7 days a week
Find a sales agent in your area
Footnotes
1 Optum® Home Delivery Pharmacy is not available in Guam, American Samoa, U.S. Virgin Islands or Northern Mariana Islands.
Disclaimer information
Enrollment Disclaimer Information:
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in these plans depends on the plan’s contract renewal with Medicare. UnitedHealthcare Insurance Company paid royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product or pharmacy recommendations for individuals. UnitedHealthcare contracts directly with Walgreens for this plan; AARP and its affiliates are not parties to that contractual relationship.
Extra Help:
If you receive Extra Help from Medicare, your copays may be lower or you may have no copays.
Other Languages:
This information is available for free in other languages. PleasecontactCustomer Service for additional information.
Esta información está disponible sin costo en otros idiomas. Para obtener más informacióncomuníquesecon nuestro Servicio al Cliente.
本資訊可以其他語言免費提供。如需更多資訊，請聯絡客戶服務部。
When do you want your coverage to begin?
If you are new to Medicareand need coverage to begin in November or December of this year, shop 2024 plans.
If you are changing plans during the Medicare Annual Enrollment Period or need coverage to begin January 1st or later, shop 2025 plans.
